Our Vision
The future of work is already here and finance must catch up. Cleared combines human insight with AI to create a world where independent earners are trusted, recognised, and given the same access as anyone with a paycheck.
Our Mission
We’re building the financial trust layer for the modern workforce. Cleared exists to prove the stability, growth, and diversity of independent income — so creators and freelancers can unlock housing, credit, and opportunity on their own terms.
Why does Cleared exist?
Today, millions of creators and freelancers earn well but remain invisible to traditional finance. Landlords, lenders, and institutions still rely on outdated measures like W-2s and credit scores — shutting people out simply because their income looks different.
Cleared closes that gap, giving modern earners a fair chance to be seen and trusted for the
work they already do.
Meet the Team
Cleared is led by a team that blends expertise in creators, technology, and credit.
Lee Gray,
Chief Executive Officer
Former Head of Talent & Creator Strategy at Sony Music, with a decade of experience helping creators build sustainable businesses.
Previously co-founder & CEO of SonX.
Lewis Donovan,
Chief Technology Officer
14+ years of engineering and startup leadership, previously co-founder & CTO of SonX.
Teodor Vicol,
Chief Credit Officer
15+ years designing credit and risk models for banks and fintechs, focused on modernising how financial decisions get made.
Riyad McCollin,
Chief Product Officer
10+ years leading design and product strategy across startups and scale-ups, with experience spanning UX/UI, product development, and go-to-market execution.
Our Home
Based in New York,
Cleared is building the financial trust layer for creators, freelancers + digital entrepreneurs everywhere
Join us!
We’re building the financial trust layer for creators, freelancers, and the modern workforce. Be part of the change — join Cleared and help us shape the future of financial access.
